BILL
AP, AR, and spend automation with a payments network of 8.3M members
What is BILL?
BILL is an AI-powered financial operations platform that automates accounts payable, accounts receivable, expense management, and corporate card spend in one dashboard. It syncs bi-directionally with QuickBooks, Xero, Sage Intacct, and NetSuite while handling ACH, check, card, and international payments. The Divvy card layer adds budget-controlled spend with credit lines from $1,000 to $5M.
Accounting, FP&A, billing, spend management, bookkeeping, and finance automation tools.
See the full Finance & Accounting guide to compare more tools, buyer criteria, and related workflows.
Use cases to evaluate
Automate vendor bill approvals and ACH/check payments synced to QuickBooks
Issue Divvy corporate cards with department budgets and receipt capture
Send branded customer invoices and accept ACH or card payments
Manage client AP across 50+ accounting firm engagements from one console
Fit to evaluate
SMB controllers running AP in QuickBooks Online or Xero
Accounting firms managing bill pay for multiple clients
Midsize finance teams consolidating AP, AR, and card spend
Construction, nonprofit, and professional services firms needing approval workflows
Business fit
Right for you if you're an SMB or accounting firm wanting one tool for bill pay, invoicing, and corporate cards with deep accounting sync. The accountant partner program is particularly strong, with 9,500+ firms already on the platform. Skip if you only need pure banking (Mercury/Rho fit better) or if per-user pricing at $49-$89 feels heavy for a small team. Skip if you need a single global AP tool for 100+ countries (Tipalti is built for that scale).
How to evaluate BILL
Use this category when finance work depends on spreadsheets, manual reconciliation, or slow reporting.
Confirm the exact workflow
Map BILL to one concrete workflow first, such as automate vendor bill approvals and ach/check payments synced to quickbooks. Avoid buying before the owner, trigger, output, and success metric are clear.
Check category fit
Compare accounting workflows, approvals, reconciliation, reporting, and audit trails.
Compare practical alternatives
Shortlist BILL against CostAllocation Pro, FreshBooks, Wave so the decision is based on fit, effort, and workflow ownership rather than brand recognition alone.
Validate cost and rollout effort
AP/AR: Essentials $49/user/mo, Team $65/user/mo, Corporate $89/user/mo, Enterprise custom. Spend & Expense plan is $0/user/mo. Transaction fees apply: ACH $0.59, checks $1.99. Also confirm implementation time, support needs, and whether the medium setup matches your team.
Compare BILL with alternatives
Use this quick comparison before booking demos or moving data into a new system.
| Primary workflow | Automate vendor bill approvals and ACH/check payments synced to QuickBooks, Issue Divvy corporate cards with department budgets and receipt capture |
|---|---|
| Best-fit team | SMB controllers running AP in QuickBooks Online or Xero, Accounting firms managing bill pay for multiple clients |
| Implementation effort | Medium setup and maintenance profile |
| Pricing check | Free plan + paid plans |
| Closest alternatives | CostAllocation ProFreshBooksWaveSage |
BILL pricing
| Model | Free plan + paid plans |
|---|---|
| Snapshot | AP/AR: Essentials $49/user/mo, Team $65/user/mo, Corporate $89/user/mo, Enterprise custom. Spend & Expense plan is $0/user/mo. Transaction fees apply: ACH $0.59, checks $1.99. |
| Checked |
Common questions about BILL
What is BILL?
BILL is an AI-powered financial operations platform that automates accounts payable, accounts receivable, expense management, and corporate card spend in one dashboard. It syncs bi-directionally with QuickBooks, Xero, Sage Intacct, and NetSuite while handling ACH, check, card, and international payments. The Divvy card layer adds budget-controlled spend with credit lines from $1,000 to $5M.
What is BILL used for?
Common use cases: Automate vendor bill approvals and ACH/check payments synced to QuickBooks; Issue Divvy corporate cards with department budgets and receipt capture; Send branded customer invoices and accept ACH or card payments; Manage client AP across 50+ accounting firm engagements from one console.
How much does BILL cost?
AP/AR: Essentials $49/user/mo, Team $65/user/mo, Corporate $89/user/mo, Enterprise custom. Spend & Expense plan is $0/user/mo. Transaction fees apply: ACH $0.59, checks $1.99.
Who is BILL best for?
BILL fits SMB controllers running AP in QuickBooks Online or Xero, Accounting firms managing bill pay for multiple clients, Midsize finance teams consolidating AP, AR, and card spend, Construction, nonprofit, and professional services firms needing approval workflows. Right for you if you're an SMB or accounting firm wanting one tool for bill pay, invoicing, and corporate cards with deep accounting sync. The accountant partner program is particularly strong, with 9,500+ firms already on the platform. Skip if you only need pure banking (Mercury/Rho fit better) or if per-user pricing at $49-$89 feels heavy for a small team. Skip if you need a single global AP tool for 100+ countries (Tipalti is built for that scale).
What are alternatives to BILL?
Common alternatives to BILL include CostAllocation Pro, FreshBooks, Wave, Sage, Zoho Books, Bench.